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September 26, 2012

It was a rainy day but not in my heart....

Hello my dears. How are you all doing today? I have a small headache, but it will all be good. I have taken a painkiller already :) so, now just waiting for the pain go away....pain pain go away, come back some other day ...:D
(I didn't get a chance to write more in the daytime...sorry about that...but I continue now 22.25hrs)

hehe...so, what do I want to write now? Well, actually I could write about yesterday since it was really a weird weird day....it all started well - Mumbi slept the whole night without waking up, that was the first time for real and it felt so good...I felt so rested in the morning. We took Isabella to daycare and then I decided to pay some bills and inform the debt collectors that I have paid and that I am sorry it was a bit late...well what do I get in reply...that they have already taken me to the debt collector who even puts my name to the "black list"...I begged really that they would understand my situation and wouldn't do like that since I paid them now some, but it didn't help. Then another thing...Sergel (I think most of you know what Sergel is..atleast Finns and Swedes know) had send me a bill that I had already paid...so I contacted them and told that I hv paid and even proofed it with a bank statement....what do they say...they write that the money that was paid from my husbands account has been put to his debts!!!! I was like....WHAAAAT?!?!...how can they do like that even though I have put reference number and everything correctly...they just say that it was wrong and bla bla bla...I fought with them the whole day until I told them that I will sue them if they don't correct this now...I also demanded to see all the payments that me and Phares have ever paid them....but no answer...until today...today they told that they have done an exception now and put the payment to the right bill....THANK YOU LORD for that...there came the justice but I still want to go ahead and see how and why they can do such things....that is if we put a payment to Finland with the information that is in their bill, they decide to take the money to some other without informing us...is that really fair?? legal???....I was shocked!! And my mum then found some interesting information about Sergel and other debt collectors...here is some link (it is in Finnish, but maybe those who don't understand can translate it somehow) that I want everyone to look into and start checking that you don't just pay whatever bill you get...check them carefully!!!!

Oikeus ja kohtuus

And here is some copy of the debt collection law in Finnish:

    Perintälaki korostaa ennen kaikkea hyvän perintätavan noudattamista. Laki säätelee,
    ettei perinnässä saa antaa vääriä tai harhaanjohtavia tietoja maksujen laiminlyönnin
    seuraamuksista, ei saa aiheuttaa velalliselle kohtuuttomia tai tarpeettomia kuluja eikä
    haittaa ja lisäksi ei saa vaarantaa velallisen yksityisyyden suojaa. Käytännössä tämä
    tarkoittaa sitä, että esimerkiksi maksuhäiriömerkinnällä ei ole luvallista ”pelotella”
    velallista, jos todellisuudessa perusteita maksuhäiriömerkinnälle ei ole olemassa. Perintäkulujen tulee myös pysyä kohtuullisina eikä esimerkiksi velalliselle saa lähettää
    useita maksumuistutuksia lyhyin väliajoin ja laskuttaa tästä ns. turhaan. Lisäksi jos
    velallisella on useita samanaikaisia velkoja, tulee niitä mahdollisuuksien mukaan yhdistää ja näin vähentää kuluja. Tarpeettomaksi haitaksi voidaan katsoa esimerkiksi
    puhelinperintä normaalista poikkeavana ajankohtana, esim. juhlapyhinä tai ilta- ja
    yöaikaan. Yksityisyyden suojaa taas loukataan esimerkiksi ilmoittamalla ulkopuoli- 16
    sille maksuhäiriöistä tai jos perintää tehdään huomiota herättävällä tavalla, kuten
    painattamalla maksumuistutus tai maksuvaatimus kirjekuoriin. (Laki saatavien perinnästä 4§; Rikalainen & Uitto 2008, 201–203.)

      And the same in English (translated by Live search):


      Debt collection law emphasizes, above all, a good practice in the collection. The law regulates,
      that the recovery may make a false or misleading information to the default on payment
      penalties, shall not cause the debtor unreasonable or unnecessary costs or
      harm, and in addition to not jeopardize the debtor's right to privacy. In practice, this
      means that, for example, a payment default entry is not permitted to "intimidate"
      the debtor, if the criteria maksuhäiriömerkinnälle actually does not exist. Recovery costs will also remain reasonable and not for example, the debtor may be sent
      several reminders at short intervals, and this so-called bill. to no avail. Furthermore, if the
      the debtor has multiple concurrent creditor, will, where possible, be combined so as to reduce costs. Unnecessary harm can be considered, for example
      phone out of the ordinary at the time of collection, such as holidays or evenings and
      during the night. While violating the privacy example, a statement outside-16
      the payment defaults or if the recovery is prominent way, such as
      by printing a payment reminder or demand for payment envelopes. (The law on debt collection § 4; Rikala kind & Uitto 2008, 201-203.)


      Well, thats that for now...even other weird things happened yesterday and we were even discussing with Phares about it in the evening and thought that maybe this 25th of September has some karma in it and we just don't know about it....has there been some strange incidents in the past on this specific day??

      Anyone who is interested, can check the history of 25th of September:

      History of 25th day of September

      Well well....I better stop this now...today was a rainy day but not in my heart....my heart and head was feeling good even after the small headache in the morning...:) and tomorrow we go for a small cruise with my children and my mum...that will be so much fun! :) I'm loooving it! :)



      September 16, 2012

      Always nice with visitors :)

      It is sunday evening again, weekend went so fast :). I guess that happens when you have nice company surrounding you. A week ago we had many different visitors and now we had my husbands brother and family- our friend with kids. :) was nice to see them and kids enjoyed playing alot.

      I will post a video how Mumbi loves to swing and loves her sisters playfulness :) but now first we all need to get some sleep. So, good night all!:)

      September 13, 2012

      Angeleena Mumbi Mutahi

      It has been a while again since I last wrote something, but I have been busy/lazy recently. Well, now I thought that since I don't have any other urgent thing to take care of, I give an introduction about our youngest daughter, Angeleena Mumbi. We call her Mumbi and that is the name she even knows best. :) It is easiest to say I guess? :) But I love her name and she is my mother. :)

      Ok, here it comes....

      Angeleena Mumbi was born on a grey day on 22nd of November at exactly 17.24. She didn't come out the normal way as we wished that she would. It had the be the c-section again, just like it was with my first born. This time I was so disappointed at myself there in the hospital and kept on wondering why my body fails this way. But anyway, I thank God for the healthy daughter we got! :)
      Let me tell you a little bit of the pregnancy with Mumbi...what I can remember. In the beginning I only had like pain in my stomach and joints abit and the headache was the one that was killing me. It just hit some days and I had to be in bed for like whole day....those days were awful...but after week 12 they just stopped. Then I started gaining weight and got so much swellings in my legs...at pretty early stage already...started having some rashes and oh boy those nights that I scratched myself...nothing was helping..had to go to see a doctor many times until they sent me to a bigger hospital for some skin treatment...I had to walk with bandages on my legs for several weeks....guess how much they were itching? :D hehe...well, but it all helped...although the swelling kept on staying until the end.
      But all in all, I was feeling ok and most important thing was that Mumbi was doing fine all the time in my womb :) <3

      The due day was 15.11.2011 but Mumbi did not want to come out then...I had contractions already before 15th...and we even went I think once to the hospital when I woke up at night having so much pain....well, ofcourse we were sent back home. :) Then after 15th we went like one more time, but for nothing...:)....I had a check-up on 21st and then the doctor said that the head is down and it can be touched so anytime soon...well, in the morning on 22nd I started getting strong contractions and around 1am the water broke. I called the hospital and they told me to wait so that the contractions would be like between 1-5 minutes...I tried to sleep and rest but the pain just got worse..I told my husband that we really need to go now, I can't stand this anymore....I called my mum to come and stay at home with Isabella and Simon and then we left...in the hospital they saw that I was open like 2 cm.....they gave me some gas and it helped in the beginning...Phares had to go to work but he promised to come back when things start really happening...I just waited and waited and when he left the contractions came even stronger and I asked for the epidural...well...the anestecia doctors came and started putting the needle on my back but then they got an emergency call and had to leave..so it was not fully done....I just cried coz the pain was sooo much and the gas did not help anything...just made me sick. I waited for the doctor for an hr or so before they came and now finished with the epidural....pheeww that was the relief and I could actually now rest a little bit...I was open like 4 cm and the midwives just kept on saying that I'm doing fine....8 hrs or more had gone...not much happening...Phares came back from work....the midwives changed...I mean the shift changed and an older nurse came....she checked me and suddenly told me that I have constant contractions but I am not opening and head is still too far up and seems to be a little bit in a wrong position...and that my hips are too narrow...the baby cannot come normal way....when we heard that, I just started crying and I was so shocked...and so was my husband..he got angry and told that we will just wait and the baby will come out the normal way. At that point my contractions were back very strongly and the epidural did not help anything anymore. I was screaming out of pain and didn't even have 30 seconds between the contractions...I vormited and got fever and when they tried to put some antibiotics in me, they couldn't find my vains and kept on pushing the needle in so many places and oh boy that was hurting even more...I just wanted to go home...I hated that place at that stage....I wished everything would start from the beginning but way much differently....but there I was...and we were.....we told the doctors to wait still before we go ahead with the c-section....they said it's not healthy for me or for the baby to wait...Phares was confused also, but after a while he told that let's just do that now because he didn't want to see me in such pain even. I told that we wait but finally gave in...so they started preparing the operation room....since the spinal anestecia didn't help, they had to put me to sleep and I thank God they did because I had so much fear from the time with Isabella. Well, they pulled out healthy girl at exactly 17:24 swedish time. :) <3

      Well, around 7pm (I think) they woke me up and took me to the room in ward 11 and there was Phares and our dear little princess waiting. I had been told that I got a baby girl and she was 52cm tall and 3670g heavy. Oh, I was so happy to see them and finally hold my baby. :) I got some food and now started the recovery again from the operation. Didn't like that so much. Was feeling down because of all that had happened. And disappointed. But what can I do? My body just failed me. I hope next time everything will be ok.

      






      
      Angeleena Mumbi Mutahi

      
      Proud sister came to visit :)

      
      
      The view from the dining room in the hospital
      Aand finally some few short facts about Mumbi:

      First time:
      smile: 26.12.2011
      laughter: 2.2.2012
      words: "äiti" 18.6.2012, baba/daddy summer-12, teetä 20.6.12, mitä (what) august-12
      turned: 24.6.2012 from stomach to her back, 8.3.12 from her back to her stomach
      sitting: April -12 somehow, but balanced sitting and supporting with her hands if falling 11.5.12
      crawling: backwards 15.7.12, forward 12.8.08
      be on all fours: 10.9.12
      standing up: 5.9.12 she stood up by herself against her feeding chair
      walking: one week after we arrived to Kenya...around 13.12.2012 :)
      eating solid food: 10.3.2012, she liked potatoes with butter and carrots and then later on pasta. :)